Home Loan :

We, at vconnectbank.com help you to make your dream home in reality. The home loan is taken for the Purchasing or Constructing of residential property. This is a secured loan, hence the property is pledged as collateral security with the lending istitution. Banks / NBFCs are generally provide 75% to 90% of the property value as a Home Loan.

Home Loan can be provided to Salaried employees, Self­ Employed or Business Persons along with NRI’s , subject to eligibility & Sanction.

Below are the basic documentation required for the process of home loan application.

Financials :

Applicant and co-applicants

• Photograph — All the applicants.
• Identity proof – Pan Card / Passport / Others
• Residence proof – Electricity bill / Telephone bill / Others
• Salaried Person – Latest 3 months salary slips / Latest 2 years Form 16 / Income Tax returns / Latest 3 years job continuity proof / Others
• Self-Employed Person — Office proof / Present Business legal entity Proof / Latest 3 years Income Tax Returns along with computation of Income & Lastest 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account / Business profile / Others
• Bank statement – Latest bank statement of last 6-12 months
• As per the bank requirement, It may ask for any Other documents while processing your Home Loan application before & after the disbursal.

Property Papers :

• Original your registered sale agreement
• All the Original Chain of agreements pertians to your Flat/Property
• Original Share Certificate
• Approved Bldg Plan copy (Blue Print) along with CC copy
• Builder / Society Original NOC
• Society Registration Certificate copy
• As per the bank requirement, It may ask for any Other documents while processing your Home Loan application before & after the disbursal.