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Home loan | VConnect

Apply Home Loan

Home Loan :

We, at vconnectbank.com help you to make your dream home in reality. The home loan is taken for the Purchasing or Constructing of residential property. This is a secured loan, hence the property is pledged as collateral security with the lending istitution. Banks / NBFCs are generally provide 75% to 90% of the property value as a Home Loan.

Home Loan can be provided to Salaried employees, Self­ Employed or Business Persons along with NRI’s , subject to eligibility & Sanction.

Below are the basic documentation required for the process of home loan application.

Financials :

Applicant and co-applicants

  • Photograph — All the applicants.
  • Identity proof – Pan Card / Passport / Others
  • Residence proof – Electricity bill / Telephone bill / Others
  • Salaried Person – Latest 3 months salary slips / Latest 2 years Form 16 / Income Tax returns / Latest 3 years job continuity proof / Others
  • Self-Employed Person — Office proof / Present Business legal entity Proof / Latest 3 years Income Tax Returns along with computation of Income & Lastest 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account / Business profile / Others
  • Bank statement – Latest bank statement of last 6-12 months
  • As per the bank requirement, It may ask for any Other documents while processing your Home Loan application before & after the disbursal.

Property Papers :

  • Original your registered sale agreement
  • All the Original Chain of agreements pertians to your Flat/Property
  • Original Share Certificate
  • Approved Bldg Plan copy (Blue Print) along with CC copy
  • Builder / Society Original NOC
  • Society Registration Certificate copy
  • As per the bank requirement, It may ask for any Other documents while processing your Home Loan application before & after the disbursal.