Apply Home Loan
Home Loan :
We, at vconnectbank.com help you to make your dream home in reality. The home loan is taken for the Purchasing or Constructing of residential property. This is a secured loan, hence the property is pledged as collateral security with the lending istitution. Banks / NBFCs are generally provide 75% to 90% of the property value as a Home Loan.
Home Loan can be provided to Salaried employees, Self Employed or Business Persons along with NRI’s , subject to eligibility & Sanction.
Below are the basic documentation required for the process of home loan application.
Financials :
Applicant and co-applicants
- Photograph — All the applicants.
- Identity proof – Pan Card / Passport / Others
- Residence proof – Electricity bill / Telephone bill / Others
- Salaried Person – Latest 3 months salary slips / Latest 2 years Form 16 / Income Tax returns / Latest 3 years job continuity proof / Others
- Self-Employed Person — Office proof / Present Business legal entity Proof / Latest 3 years Income Tax Returns along with computation of Income & Lastest 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account / Business profile / Others
- Bank statement – Latest bank statement of last 6-12 months
- As per the bank requirement, It may ask for any Other documents while processing your Home Loan application before & after the disbursal.
Property Papers :
- Original your registered sale agreement
- All the Original Chain of agreements pertians to your Flat/Property
- Original Share Certificate
- Approved Bldg Plan copy (Blue Print) along with CC copy
- Builder / Society Original NOC
- Society Registration Certificate copy
- As per the bank requirement, It may ask for any Other documents while processing your Home Loan application before & after the disbursal.